F A Q

HOW DOES DEBTMA™ DEBT MANAGEMENT PROGRAM WORK?

You make a single monthly payment and our certified and trained staff does the rest. You will continue to receive statements monthly, directly from your creditors reflecting the reduction or elimination of interest and fees. This savings can be applied to other bills, thus saving thousands of dollars and years of payments.

After reviewing your financial situation a certified credit counselor will arrange reduced monthly payments with your creditors who will than bring your accounts current, if behind ,and will stop the late fees, penalties and the over the limit fees. This will put more money in your pocket instead of your creditors which will allow you to get out of debt. >> No Obligation Consultation

CAN I REALLY SAVE MONEY?

Most members realize a considerable savings from the reduction or elimination of interest and fees. This savings can be applied to other bills, thus saving thousands of dollars and years of payments. >>No Obligation Consultation

WILL THIS IMPROVE MY CREDIT?

In most cases, our program usually takes around 3-4 years which will improve your debt to income ratio which will raise your credit rating and will also put more cash into your pocket each month. >> No Obligation Consultation

HOW LONG WILL IT TAKE TO PAY OFF MY BILLS?

We have four payment plans to choose from. In most cases, debts can be liquidated in three to five years. This will put more cash into your pocket each month. >>No Obligation Consultation

WHAT ABOUT MY CREDIT RATING?

Creditors will bring past due accounts to a current status, having an immediate positive impact on your credit rating. >> No Obligation Consultation

HOW MUCH DOES THIS SERVICE COST?

THERE ARE NO MONTHLY CUSTOMER SERVICE FEEs. This is the least expensive and most effective way to get out of debt and improve your credit. >> No Obligation Consultation

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